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Saumnea, 43, is from a rural village in the Ou Chrov district of Banteay Meanchey province. She is married and blessed with four children, one of whom still relies on her and is in school. To struggle for a living, she runs a small garage to fix cars as her main source of income. It is the business that she has been with for four years.

Besides the business that she needs to focus on, she wants to pay attention in her son’s studies as well. Therefore, she has applied for an education loan as a first time borrower from VisionFund (Kiva’s partner) to cover tuition fees as well as to buy school materials for her son who wants to pursue a bachelor's degree, majoring in Information Technology. She hopes that her son can get a good job after graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,625 helped Saumnea to cover tuition fees as well as to buy school materials for her son.
65% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Jan 17, 2014
Feb 16, 2014
Currency Exchange Loss: