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Xexac 2 Group
In this Group: Catarina Gregoria , Cristina Candelaria , Marta Elena, Catarina , Magdalena , Ana , Catarina, Isabel
Catarina (the person to the far right of the photograph) is a 31 year-old woman. She is single and has 3 children. She lives with her family in Nahualá, Sololá.

Catarina is a young, enthusiastic and visionary person who has a strong desire to get ahead. She has a business selling bananas. She carries out this activity in the community where she lives. She inherited this line of work from her parents, who used to do the same work. They transferred all of their knowledge and experience to her. With this business, she generates the income she needs to support her family. Catarina comments that she enjoys this work, because it is honest work that gives her a way to serve her community. She has more than 17 years of experience in this line of work.

With the goal of contributing to her community, Catarina decided to organize a communal bank where she and her fellow group members could help each other and thereby improve their living standards. She will use this loan to buy supplies (fertilizers) and to pay for labor to maintain her banana crops. Catarina dreams of increasing her income through her work cultivating and producing bananas.
View original language description ↓
Catarina (primera de derecha a izquierda en la fotografía) es una señorita de 31 años de edad, soltera, tiene tres hijos, ella vive junto a su familia en Nahualá, Sololá.
Ella es una joven entusiasta, visionaria y con muchas ganas de salir adelante, se dedica a la producción y venta de banano, esto bonita actividad lo realiza en la comunidad donde vive; esta actividad la heredó de sus padres, quienes se dedicaban a lo mismo y fue asi como le transfirieron todo el conocimiento y experiencia. Esta labor le genera a ella los ingresos necesarios para el sostenimiento de su familia. Ella comenta que le gusta esta actividad porque es honesta y con ella le sirve a su comunidad. Tiene más de 17 años de experiencia en esta actividad.
Con el objetivo de contribuir a su comunidad ella decidió organizar un grupo para ayudarse mutuamente con su compañeras y asi mejorar sus niveles de vida. Utilizará el préstamo para la compra de insumos (fertilizante y pago de mano de obra) para mantenimiento de las plantaciones de banano.
Catarina sueña con incrementar sus ingresos a través de la siembra y producción de más banano.

Additional Information

More information about this loan


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 117
    View loans »
    Guatemala Loans Fundraising
  • $11,654,875
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Xexac 2 Group's $6,400 loan helped a member to buy agricultural supplies and pay for labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Jan 27, 2014
Feb 16, 2014
Currency Exchange Loss:
Feb 21, 2015