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The borrower is 24 years old and lives in the home of a family member with her grandmother and daughter. For a number of years now she has had a small grocery store in the home where she lives. She has many customers because of the variety of products that she sells. With the income she earns from her sales, she helps with household expenses.

The borrower is requesting this loan to buy soup, soft drinks, candy, sugar, rice, beans, oil, soap, detergent, etc. She hopes to continue with her business and improve her profits so that she and her family can enjoy more financial stability.
View original language description ↓
la cleinta de 24 años de edad vive en casa de un familiar con su abuela y su hija, desde hace varios años posee una tienda en su lugar de residencia tiene mucha clientela por la variedad de los productos que comercializa, con lo que obtiene de sus ventas ayuda en los gastos de la casa, la clienta esta solicitando un crédito para la compra de sopas, refrescos, golosinas, azúcar, arroz, frijoles, aceite, jabón, detergentes, etc. y asi poder continuar con su trabajo y obtener mejores ganancias para tener junto con su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 701
    View loans »
    El Salvador Loans Fundraising
  • $29,661,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy soup, soft drinks, candy, sugar, rice, beans, oil, soap, detergent, etc. for her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Feb 24, 2014
Currency Exchange Loss:
Oct 19, 2014