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Nver is young farmer from Harjis village of Syuniq region. Locals here are mostly involved in cattle breeding and some land cultivation. Nver keeps livestock and owns arable land where he cultivates wheat and potatoes. During the gathering season Nver, using his own tractor, provides rental services to his co-villagers and helps them to collect their harvest. This enthusiastic and hard working farmer lives together with his parents, grandparents, wife and new-born child.

As the main breadwinner of the family, he feels very responsible to run his farm in a sustainable way and cover the family's basic needs. Nver has now applied for this loan to purchase tires for agri-machinery and grass-collecting machines. This loan will be a huge support for him and he hopes that Kiva lenders will support his farming business to grow.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 122
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Nver to pay for tires for agri-machinery and a grass-collecting machine.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 17, 2014
Feb 16, 2014
Currency Exchange Loss:
Jan 17, 2016