A loan of $800 helped to pay for charcoal and products like clothing, footwear, undergarments, and cosmetics needed in her business.


Rowena's story

Rowena previously accessed an 35,000 PHP loan that she used to buy charcoal and other products. Her earnings were a big help for the education of her children and in their personal, household and business expenditures. She would like to apply for another 35,000 PHP loan for her to buy charcoal and direct-selling products like clothing, footwear, undergarments, and cosmetics needed in her business. The more items displayed at the store the better. More items to sell will result in better profits. Her profits will definitely help her to sustain her daily needs and the educational expenses of her children. She looks forward to this financial increase with gladness and thankfulness in her heart.

Rowena hopes that her business will continue strong and dreams of giving her children a good life and education. She meets up with her co-fellowship members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and pay microfinance loans.



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