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Rafoat Z. is 51 years old. She is a very wise and hard-working woman. She is married, with three children. This entrepreneur dedicates herself to the sale of clothing and socks for teenagers. Rafoat says that lending services from IMON have helped her business grow over the past 3 years.

Little by little, she has expanded her inventory and thanks to the good service she offers, her business is growing rapidly. She says that with income from her activity she is able to provide education and food for her children.

Now Rafoat needs a loan of 3000 Somoni (900 USD) which she will use to buy clothing for teenagers for the autumn season to meet the demand of her customers and continue growing her business. She is committed to paying back this loan in 12 months. This is the time to help someone who needs it. Please do not hesitate to help improve the quality of life of this family.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Rafoat purchasing autumn clothing for teenagers for re-sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2008
Sep 26, 2008
Currency Exchange Loss:
Nov 15, 2009