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Upel is 57 years old, married and raising four children together with her husband. Her eldest son works at the regional electrical supplier. Her husband also works there, as a guard. The remaining children are of school age. Upel has secondary education.

As a source of income for her family, Upel works with livestock breeding, after having started 30 years ago with the purchase of livestock for 1,000 som (KGS). Thanks to Upel's persistent work, her farm currently has a horse, five bull-calves and 13 sheep. The monthly income is 12,000 som (KGS).

With an aim to further develop her business, Upel turned to the bank "Bai Tushum" for a loan to purchase cows to increase the number of cattle. Upel plans to invest the income from the loan in further increasing the number of livestock. She also plans to save money for the future education of her children.
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Упел 57 лет, замужем, вместе с супругом воспитывают 4 детей. Старший сын работает в районных электросетях-операционистом, супруг тоже работает здесь же-охранником, остальные дети школьного возраста. У Упел - среднее образование, в качестве основного дохода для своей семьи Упел занимается животноводством, стартовав 30 лет назад, с покупки скота на 1,000 сом KGS. Благодаря упорному труду Упел, в ее хозяйстве на сегодняшний день имеется: 1 лошадь, 5 быков, 13 овец. Ежемесячный доход составляет 12,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Упел обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Упел планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 51.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Upel to buy cows.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 15, 2014
Currency Exchange Loss:
Jan 18, 2015