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Suzana is in her thirties and has four children between the ages of 11 and 22. She is a housewife. Although her husband works as a cleaner, they are still very poor and have lived for years in the same small house in a very small village. Suzana's house urgently needs repair. Her children are often ill due to the conditions of their house especially in the cold and wet winter months when poor insulation allows mold and other bacteria to enter the home. Since they have always been poor, Suzana and her family have been unable to change their living conditions or save money to make repairs to help their health.

Suzana is requesting a loan to replace the doors and windows and façade on the inside and outside of her house. She is grateful for an opportunity to finally address her family’s health, well-being, and living conditions. Suzana promises to pay her loan back on time.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 21
    View loans »
    Kosovo Loans Fundraising
  • $2,061,175
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Suzana to renovate her house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Feb 24, 2014
Currency Exchange Loss:
Nov 17, 2015