Update on Juana AngelicaJuana Angélica continues to belong to the Mujeres Unidas communal bank, part of the Asociación Arariwa in the city of Cusco.
Juana Angélica still sells beauty products. She tries to treat all customers who request her products as friends and family. She sells perfumes, colognes, creams, necklaces, among other things. She wishes to continue working in this way to continue to support her family. She has had this business for several years and hopes to continue it.
Juana Angelica requested this loan for the purchase of perfumes.
She is grateful for this loan and promises to repay her quotas as established.
La socia Juana Angélica sigue perteneciendo al banco comunal “Mujeres Unidas” de la Asociación Arariwa de la ciudad del Cusco.
La socia Juana Angélica continua dedicándose a la venta de productos de belleza,la socia trabaja a pedido a todos sus clientes que solicitan sus productos como amistades,familiares,entre otros, la socia vende lo que son perfumes,colonias,cremas,collares entre otros,la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia,ya son años que la socia lleva su negocio bien y desea poder continuar asi.
La socia solicito el credito para la compra de perfumes.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Previous Loan DetailsThe member, Juana Angelica, still belongs to the Mujeres Unidas (United Women) Communal Bank, part of the Arariwa Association in the city of Cusco. She continues selling beauty products such as perfume, earrings, necklaces, and other items. She has been in this business for many years already a... More from Juana Angelica's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Jan 17, 2014
- Feb 18, 2014
- Currency Exchange Loss:
- Jun 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.