A loan of $1,475 helped to pay for materials (desks, tools, etc.) for starting yogurt production.


Garik's story

Garik lives in Dalarik village with his wife and two little kids. Garik's wife doesn't work as she has to take care of their children. So as the only breadwinner in the family, Garik does his best to gather a high income. He breeds cattle and sells the meat and milk produced. For tackling financial hardships and enlarging the business, Garik has applied for this loan. The loan will assist him to purchase materials (desks, tools, etc.) for starting yogurt production. Taking into consideration the current market demand, Garik is sure that his start up business will have success. He has now been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products. Let's help this enthusiastic young businessman to accomplish his goals.



Loan details


Lenders and lending teams




Loan details