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Sari Rejeki Group
In this Group: Ni Luh Putu, Ni Made, Ni Nengah, Ni Ketut, Ni Ketut, Ni Made, Ni Nyoman, Ni Wayan , Ni Ketut
Sari Rejeki Group succeeded in repaying its previous loan even though they were one day over the due date. This is due to the inexpensive price of piglets today. Most of the group members raise sows and sell piglets. Because they were selling the piglets at the same time, the price of piglets became cheap. Ni Luh, as head of the group, feels the same thing. Luckily, she has an additional business as a farmer and her husband as a carpenter so that she does not lack for everyday needs. Ni Luh and all members of Sari Rejeki Group agreed to continue lending and changing the methods of raising pigs to increase the selling price. Sari Rejeki Group will resume their borrowing from MUK with an increased loan size. To increase the price of piglets, they changed the method of raising the pigs. Some members still raise sows and the other members raise super quality pigs for fattening or local pigs for pork barbecue. With this method, the sales of pigs will remain in this group only. The members who have sows will sell their piglets to other members who raise pigs for fattening or pork barbecue, and the fattening or pork barbecue will be sold to the big buyer. Ni Luh chose to still raise sows and she will use her loan to purchase feed and renovate the cages. She hopes this new method will work so she and the Sari Rejeki Group can get satisfactory results.

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Indonesia

  • $5,200
    Average annual income
  • 68
    View loans »
    Indonesia Loans Fundraising
  • $6,263,175
    Funds lent in using Kiva
  • 11,945.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sari Rejeki Group's $1,900 loan helped a member to purchase feed and renovate the cages of her sows.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 23, 2014
Feb 14, 2014
Currency Exchange Loss:
Aug 17, 2014