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María Luisa
María Luisa comes from a long line of Tlaxcalan farmers and is focused on continuing the tradition, despite unfavorable conditions for smallholder farms. With an inner strength belied by her size, María Luisa is forging forward, looking for ways to improve the economic viability of her production. By investing in her 20 cubic meter Sistema Biobolsa biodigester, she plans on better utilizing the animal waste on-site. The reactor will convert manure into renewable biogas and potent biofertilizer, allowing her to displace the non-renewable propane she currently uses to cook and heat bathwater, as well as helping her improve her yields without spending on excessively expensive and damaging agrochemical fertilizers. This loan represents 46% of the total cost of her biodigester and biogas stove.

Additional Information

More information about this loan

Sistema Biobolsa is a distributor of small-scale, affordable biodigester systems that transform livestock waste into organic fertilizer for crops and biogas for cooking, heat and electricity. The company also provides farmers with education and financial assistance to help them use biodigesters to save money and improve their quality of life.

Sistema Biobolsa’s loan program began in early 2011, built on the fact that economic savings made possible by biodigesters could be used to pay back loans. However, because the company’s core business is not microfinance -- and because its partnership with Kiva is unique and unprecedented -- Kiva is unable to assign it a risk rating.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit

Repayment Schedule Note - For loans listed after June 18, 2013.

Even though the repayment schedule for this loan indicates that all repayments are to be made at the end of the loan term, lenders should expect repayments to be made prior to this time. Biobolsa borrowers are expected to make repayments to lenders as savings are realized from the use of the biodigester. Because these savings can be irregular, seasonal and/or unpredictable, Biobolsa has marked this loan as an end of term repayment schedule to avoid having their borrowers show up as incorrectly delinquent throughout the term of the loan.

About Mexico

  • $15,600
    Average annual income
  • 61
    View loans »
    Mexico Loans Fundraising
  • $22,256,000
    Funds lent in using Kiva
  • 13.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped María Luisa to purchase a Sistema Biobolsa biodigester and biogas stove.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 22, 2014
Feb 14, 2014
Currency Exchange Loss:
Mar 17, 2015