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Shamim is a 46-year-old, married woman. The man shown in the photo is her son, who is a van driver by profession. He drives the van and provides pick-up and drop-off facilities in the main city. He makes enough income to cover all the expenses of his family.

He wants to change the van's engine, because it causes a lot of pollution and consumes too much oil when it is working. That is why Shamim requested a loan of PKR 40,000. She will use the loan for her son, who will buy a new engine for the van. Shamim is hopeful that this loan will be a productive one for her son and will bring positive changes to his business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 220
    View loans »
    Pakistan Loans Fundraising
  • $17,693,750
    Funds lent in using Kiva
  • 105.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Shamim to buy a new engine for the van.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 30, 2014
Feb 14, 2014
Currency Exchange Loss:
Feb 20, 2015