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Farzana is a 34-year-old married woman and a mother of five children. The man shown in the photo is Farzana’s husband. Her husband deals in a hawker's business, which is the major source of their income. He sells different items like hair catchers, clips and toys on a cart to the people of his community. In this way he earns a sufficient amount of income to meet the family's expenses.

In order to meet everyday expenditures and pay the education expenses of her children, she need more income, so Farzana contacted Kashf Foundation and applied a loan of PKR 50,000. Her husband will use this loan to purchase more items in bulk such as fancy hair catchers, clips and toys to increase his sales. Farzana is hopeful that this loan will be a productive one for her husband and will bring positive changes to his business. Their dream is to maximize their profit from this business and have a better standard of living.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 256
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 105.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Farzana to purchase fancy hair catchers, clips and toys in bulk.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 31, 2014
Feb 14, 2014
Currency Exchange Loss:
Jan 17, 2015