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Dulce Amistad Group
In this Group: Manuela Lucia , Sulma Elieth , Erika Lucia

Update on Dulce Amistad Group

This group is made up of three members seeking success. One of them is Sulma; she is 25 years old and she is in a relationship. For five years she has had a business making and selling nacatamales, enchiladas, and various grocery products. She runs her business herself. She will invest this loan in grocery products, such as laundry soap, bath soap, detergent, bleach, rice, eggs, Maggi-brand soup, tomato sauce, etc. Manuela is another enterprising member; her business is selling pastries and she is 25 years old. Ericka is 33 years old and her business is selling vegetables.
View original language description ↓
Este grupo está formado por tres socias emprendedoras de éxitos una de ella es Sulma tiene 25 años de edad, es acompañada, tiene desde hace 5 años de hacer y vender nacatamales, enchiladas y productos varios de pulperías ella misma atiende su negocio, este crédito lo invertirá en la compra de productos varios de pulpería como jabones de lavar ropa, jabón de baño, ace, cloro, arroz, huevo, sopa maggi, salsa de tomate etc. Manuela es otra socia emprendedoras su negocio es la venta de repostería, tiene 25 años, Ericka tiene 33 años de edad y su negocio es la venta de verduras.

Previous Loan Details

This group consists of three enterprising women. Manuela, 24, is one of them. She’s married with a two-month-old son. Her business for the last six years has been selling fast-food every day from place to place. Her mother-in-law and her sister-in-law help her economically. She’s asking for t... More from Dulce Amistad Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 36
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Dulce Amistad Group's $800 loan helped a member to buy various grocery products, such as laundry soap, bath soap, detergent, bleach, eggs, Maggi-brand soup, tomato soup, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Feb 18, 2014
Currency Exchange Loss:
Aug 17, 2014