"My name is Lucia Guadalupe. I'm 35 years old and live with my husband, Oscar, and my two children, ages 12 and 15. We're from Huitzilzingo.
"I have a student store in an elementary school. I manage the business and have one person who helps me. We sell food from Monday through Friday during the break. I have worked in elementary school for two years but have had this business for more than five years. My achievements are that I'm more stable financially and my legacy has grown.
"The challenges I face are finishing the improvements on my house, which is why I'm requesting this loan to buy construction supplies such as cement, cinder blocks, and sand."
Me llamo Lucia Guadalupe tengo 35 años y vivo con mi esposo que se llama Oscar, y mis dos de 12 y 15 años, somos originarios de Huitzilzingo.
Tengo una cooperativa escolar en una escuela primaria, vendemos especificamente comida en la hora del descanso, de lunes a viernes y el negocio lo atiendo yo y una persona que me ayuda.En la primaria tengo 2 años, pero desde hace más de 5 años me dedico a estenegocio. Los logros son que económicamente estoy más estable y mi patrimonio ha crecido, los retos son acabar de mejorar mi casa y es por eso que estoy solicitando el crédito para compra de material de construcción como cemento, tabicon y arena..
About Kubo.financieroKubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid