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Tumaini Musoma Group
In this Group: Mary, Sophia, Janeth
Mary is a married woman aged early thirties and she has three children who are in school. For three years now, Mary has been managing a shop selling cell phones and phone accessories. She opens her business at 7 am and works till 6 pm each work day and is able to make a good monthly profit.

This is Mary's second loan request with Kiva partner Tujijenge Tanzania. She used the previous loan which she paid back in full to buy business phones and accessories. She managed to earn a profit and she used it to buy a business house and cover school fees and food expenses. Mary dreams that in the coming years she will be able to stop taking loans after strengthening her business and proceed with her shop. She will use this loan to buy more cell phone accessories to stock and sell.

Mary will share this loan with her loan group "TUMAINI" which totals three members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 48
    View loans »
    Tanzania Loans Fundraising
  • $15,714,475
    Funds lent in using Kiva
  • 1,615.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tumaini Musoma Group's $4,975 loan helped a member to buy cell phone accessories to stock for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Feb 24, 2014
Currency Exchange Loss:
Jan 17, 2015