A loan of $5,425 helped a member to purchase hybrid seed and fertilizer for the cultivation of maize, millet, and sorghum.

Loice's Group's story

This group consists of eight group leader farmers in Kakamega North District with Loice selected as the Kiva representative. Loice has volunteered to be the Kiva group representative and is on the right of the photo with her hand raised. Farming inputs will be delivered to her and the 87 other individual farmers represented in this group. The credit consists of the necessary materials to plant ¼ acre of maize and ¼ acre of millet or sorghum. The individual farmers are not pictured here but will be receiving an average loan of 5,349 shillings.

Loice is 40 years old and has been a farmer for 20 years. Loice works as a farmer to provide for her eight children. The community and other farmers know Loice as friendly and an experienced farmer. Other than farming, she is also involved in her community's activities such as the women's group. Loice described her harvest last year as good, but hopes she can have an even better one with the support of One Acre Fund and the other farmers in her group.

Loice first enrolled with One Acre Fund in 2012 and is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. Loice joined One Acre Fund in order to get the best seed prices, get new farming methods, get fertilizer and hybrid seeds, earn enough to feed family and send children to school. She also volunteered to be a group leader and Kiva representative because she is an active community member who wants to help more farmers. Loice plans to use the money that she earns from her next harvest to send children to school, save for the future and buy a cow. She notes that working with One Acre Fund has lead to many benefits for One Acre Fund farmers. Loice’s own life has improved because she has more farm training, is able to save money and feed the family.

Loice and her group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Loice, Elizabeth, Berita, Beatrice, Gilbert, Janepher, Mourice, Beatrice

Loan details

Lenders and lending teams

Loan details