Sesilia is a 49-year-old married woman with three children. She has a small plantation and grows taro crops, banana crops, etc. to earn a living. She has been doing this for many years.
Sesilia has requested a loan to buy chemicals, fertilizer, and a backpack sprayer. She will also use part of her loan to buy cement, iron roofing and timber for her home improvement.
She has been a member of SPBD since 2010. With her profits, Sesilia hopes to provide her family with everyday needs and to help her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.