A loan of $4,725 helped a member to gain access to cost efficient hybrid seeds for maize, millet, and sorghum.

Yusuf's Group's story

Yusuf is a member of this group in Chwele District. He is pictured here in a group of 8 One Acre Fund group leader farmers. The group leaders represent a total of 76 individual One Acre Fund farmers who are not pictured here. Yusuf has been selected to act as the Kiva group representative and is standing on the right with his hand raised. He and the other farmers represented in this group are each receiving ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 shillings for maize, millet and sorghum cultivation.

Yusuf is married and has seven children. He is 42 years old, and is known as friendly, hardworking, reliable, trustworthy and an experienced farmer. He is active in his community in groups such as the men's group, the savings group, the prayer group and the burial committee.

Yusuf has been a farmer for 17 years. He described his harvest as good last year, but believes he can have an even better one this year by continuing to work with One Acre Fund.

Yusuf first enrolled with One Acre Fund in 2010, and is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. Yusuf joined One Acre Fund to get the best seed prices, get new farming methods, get fertilizer and hybrid seeds, earn enough to feed family and send children to school. He also volunteered to be a group leader and a Kiva representative because he likes being a leader and an active community member who wants to help more farmers and spread the story about One Acre Fund farmers.

Yusuf plans to use the money that he earns from his next harvest to send children to school, repair the home, save for the future, buy a cow and invest in a business. He notes that working with One Acre Fund has lead to many benefits for One Acre Fund farmers. Yusuf’s own life was improved because he has more profits from the harvest, has more farm training, has more farm group support, was able to save money and feed the family.

Yusuf and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests.

One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Yusuf, Prexides, Martin, Enock, Biliah, Irine, Dorinah, Peter

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