A loan of $3,175 helped a member to purchase hybrid seed and fertilizer for the cultivation of maize, millet, and sorghum.

Beatrice's Group's story

Beatrice is a member of this group in Chwele District. She is pictured here in a group of five One Acre Fund group leader farmers. The group leaders represent a total of 51 individual One Acre Fund farmers who are not pictured here. Beatrice has been selected to act as the Kiva group representative and is standing on the right with her hand raised. She and the other farmers represented in this group are each receiving ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 shillings for maize, millet and sorghum cultivation.

Beatrice is married and has five children. She is 38 years old and is known as hardworking. She is active in her community in groups such as the women's group. Beatrice has been a farmer for 13 years. Beatrice described her harvest as good last year, but believes she can have an even better one this year by continuing to work with One Acre Fund.

Beatrice first enrolled with One Acre Fund in 2010 and is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. Beatrice joined One Acre Fund in order to get new farming methods. She also volunteered to be a group leader and Kiva representative because she wants to help more farmers. Beatrice plans to use the money that she earns from her next harvest to send her children to school. She notes that working with One Acre Fund has lead to many benefits for One Acre Fund farmers. Beatrice’s own life was improved because she has more profits from harvest.

Beatrice and her group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

In this group: Beatrice, Roselyne, Napunyi, Rose, Joyce

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