A loan of $3,800 helped a member to purchase hybrid seed and fertilizer for the cultivation of maize, millet, and sorghum.


Raphael's Group's story

Raphael is a member of this group in Chwele District. He is pictured here in a group of five One Acre Fund group leader farmers. The group leaders represent a total of 61 individual One Acre Fund farmers who are not pictured here. Raphael has been selected to act as the Kiva group representative and is standing on the right, with his hand raised. The field officer is also included in the photo and is standing on the left of the photo. Raphael and the other farmers represented in this group are each receiving ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of KES 5,349 (shillings) for maize, millet, and sorghum cultivation. Raphael is married and has five children. He is 34 years old and is known as hard-working. He is active in his community, in groups such as the savings group. Raphael has been a farmer for 13 years. He described his harvest as good last year, but he believes he can have an even better one this year, by continuing to work with One Acre Fund. Raphael first enrolled with One Acre Fund in 2011 and is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. He joined One Acre Fund in order to get new farming methods. He also volunteered to be a group leader and Kiva representative because he wants to help more farmers. Raphael plans to use the money that he earns from his next harvest to buy a cow. He notes that working with One Acre Fund has led to many benefits for One Acre Fund farmers. Raphael’s own life was improved because he was able to feed the family. Raphael and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers, through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers, as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits, and improved lives.

In this group: Raphael, John, Gladys , Margaret, Salome
*not pictured



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