A loan of $3,500 helped a member to buy cost-efficient maize, millet, and sorghum seeds.

Bilha's Group's story

Bilha is a member of this group in Chwele District. She is pictured here in a group of five One Acre Fund group leader farmers. The group leaders represent a total of 56 individual One Acre Fund farmers who are not pictured here. Bilha has been selected to act as the Kiva group representative and is standing on the right, with her hand raised. The field officer is also included in the photo and is standing on the left of the photo. Bilha and the other farmers represented in this group are each receiving ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of KES 5,349 (shillings) for maize, millet, and sorghum cultivation.

Bilha is 38 years old and has been a farmer for 18 years. She works as a farmer to provide for her six children. The community and other farmers know Bilha as hard-working, reliable, and an experienced farmer. Other than farming, she is also involved in her community, such as the women's group and savings group. Bilha described her harvest last year as good, but hopes she can have an even better one with the support of One Acre Fund and the other farmers in her group.

Bilha joined One Acre Fund in 2010, and is now enrolling in the Long Rains 2014 season as a group leader. She joined One Acre Fund, so that she could get fertilizer and hybrid seeds and earn enough money to feed her family. Because she likes being a leader, is an active community member, and wants to help more farmers, Bilha has gotten more involved with One Acre Fund as a group leader and Kiva representative. Working with One Acre Fund has improved Bilha's life because she has more farm training and was able to save money. In the future, Bilha hopes that her profits from 2014 can be used to send her children to school and save for the future.

Bilha and her group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers, through the profits from the farmers’ harvests.

One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers, as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits, and improved lives.

In this group: Bilha, Phillis, Benard, Martin, Eunice

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