A loan of $2,725 helped a member to purchase hybrid seed and fertilizer for the cultivation of maize, millet and sorghum.

Julius Kato's Group's story

Julius is a member of this group in Chwele District. He is pictured here in a group of five One Acre Fund group leader farmers. The group leaders represent a total of 44 individual One Acre Fund farmers who are not pictured here. Julius has been selected to act as the Kiva group representative and is standing on the right with his hand raised. He and the other farmers represented in this group are each receiving inputs for ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 shillings for maize, millet and sorghum cultivation.

Julius is married and has six children. He is 59 years old and is known as friendly, hardworking, reliable, trustworthy and an experienced farmer. He is active in his community in groups such as the men's group, savings group, prayer group and burial committee. Julius has been a farmer for 40 years. Julius described his harvest as good last year, but believes he can have an even better one this year by continuing to work with One Acre Fund.

Julius first enrolled with One Acre Fund in 2006 and is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. Julius joined One Acre Fund in order to get the best seed prices, get new farming methods, get fertilizer and hybrid seeds and send his children to school. He also volunteered to be a group leader and Kiva representative because he likes being a leader. As an active community member, Julias wants to help more farmers and spread the story about One Acre Fund farmers. Julius plans to use the money that he earns from his next harvest to send children to school and repair the home. He notes that working with One Acre Fund has lead to many benefits for One Acre Fund farmers. Julius’s own life was improved because he has more profits from harvest and more farm group support.

Julius and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Julius, Fred, Edwin, John, Cleophas

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