A loan of $4,050 helped a member to purchase hybrid seeds and fertilizer for the cultivation of maize, millet, and sorghum.

Margaret's Group's story

Margaret is a member of this group in Matete District. She is pictured here with a group of six One Acre Fund group leader farmers. The group leaders represent a total of 65 individual One Acre Fund farmers who are not pictured here. Margaret has been selected to act as the Kiva group representative and is standing on the right with her hand raised. She and the other farmers represented in this group are each receiving ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 shillings for maize, millet and sorghum cultivation.

Margaret is married and has 5 children. She is 49 years old and is known as hardworking and trustworthy. She is active in her community in groups such as the savings group and the prayer group. Margaret has been a farmer for 15 years. Margaret described her harvest as good last year, but believes she can have an even better one this year by continuing to work with One Acre Fund.

Margaret joined One Acre Fund in order to learn new farming methods, to get fertilizer and hybrid seeds, and to earn enough to feed her family. She also volunteered to be a group leader and Kiva representative because she likes being a leader and wants to spread the story about One Acre Fund farmers. Margaret plans to use the money that she earns from her next harvest to send her children to school and to save for the future. She notes that working with One Acre Fund has led to many benefits for One Acre Fund farmers.

Margaret and her group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Margaret, Mary, Lidia, Gladys , Nelly, Zakayo

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