A loan of $4,925 helped a member to access hybrid seed and fertilizer for harvesting maize, millet, and sorghum.


Charles' Group's story

This group consists of 7 group leader farmers in Webuye District, with Charles selected as the Kiva representative. Charles has volunteered to be the Kiva group representative and is on the right of the photo with his hand raised. Farming inputs will be delivered to him and the 79 other individual farmers represented in this group. The credit consists of the necessary materials to plant ¼ acre of maize and ¼ acre of millet or sorghum. The individual farmers are not pictured here, but will be receiving an average loan of 5,349 shillings.

Charles is married and has four children. He is 33 years old and is known as friendly, hardworking, reliable, trustworthy, and an experienced farmer. He is active in his community in groups such as the men's group, savings group and the burial committee. Charles has been a farmer for 15 years. He described his harvest as good last year, but believes he can have an even better one this year by continuing to work with One Acre Fund.

Charles joined One Acre Fund in 2011, and is now enrolling in the Long Rains 2014 season as a group leader. Charles joined One Acre Fund so that he could get the best seed prices, get new farming methods, fertilizer hybrid seeds, earn enough to feed family, and send children to school. Because he likes being a leader and an active community member, Charles wants to help more farmers and spread the story about One Acre Fund farmers.

Charles has gotten more involved with One Acre Fund as a group leader and Kiva representative. Working with One Acre Fund has improved Charles's life because he has more profits from harvest, has more farm training, has more farm group support, was able to save money and feed the family. In the future, Charles hopes that his profits from 2014 can be used to send children to school, repair the home, save for the future, buy a cow and a goat, and invest in a business.


Charles and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Charles, Florence, Loice, Mariam, Phanice, Violet, Elizabeth



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