A loan of $6,100 helped a member to purchase hybrid seeds and fertilizer to increase better harvests of maize, millet and sorghum.

Richard's Group's story

This group consists of eight group leader farmers in Chwele District, with Richard selected as the Kiva representative. Richard has volunteered to be the Kiva group representative and is on the right of the photo with his hand raised. Farming inputs will be delivered to him and the 98 other individual farmers represented by this group. The credit consists of the necessary materials to plant one-quarter acre of maize and one-quarter acre of millet or sorghum. The individual farmers are not pictured here but will be receiving an average loan of 5,349 KES.

Richard is married and has eight children. He is 55 years old and is known as friendly, hardworking, reliable, trustworthy and an experienced farmer. He is active in his community in groups such as the men's group, savings group, prayer group and burial committee. Richard has been a farmer for 20 years. Richard describes his harvest as excellent last year, but believes he can have an even better one this year by continuing to work with One Acre Fund.

Richard joined One Acre Fund in 2009 and is now enrolling in the Long Rains 2014 season as a group leader. Richard joined One Acre Fund so that he could get the best seed prices, learn new farming methods, get fertilizer and hybrid seeds, earn enough to feed his family and send his children to school. Because he is an active community member, Richard wants to help more farmers and spread the story about One Acre Fund farmers. Richard has gotten more involved with One Acre Fund as a group leader and Kiva representative. Working with One Acre Fund has improved Richard 's life because he has more profits from harvest, more farm training, more farm group support and is able to save money and feed the family. In the future, Richard hopes that his profits from 2014 can be used to repair the home, send his children to school, save for the future, buy a cow and invest in a business.

Richard and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings on to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left.

In this group: Richard , Eliud, Stephen, Dedan, Starney, Edward, Winny, Wafula
*not pictured

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Loan details