A loan of $4,050 helped a member to purchase hybrid seed and fertilizer for the cultivation of maize, millet, and sorghum.

Annah's Group's story

Annah’s group has 6 group leader farmers and is located in Chwele District. The group leaders in this group represent a total of 65 individual farmers (not pictured) who are each asking for an average loan of 5,349 shillings to purchase a One Acre Fund package for ¼ acre of maize and ¼ acre of sorghum or millet. As the Kiva group representative, Annah is pictured on the right of the group with her hand raised.

Annah is 42 years old and has been a farmer for 9 years. Annah works as a farmer to provide for her 4 children. The community and other farmers know Annah as friendly, hardworking, reliable, trustworthy and an experienced farmer. Other than farming, she is also involved in her community in groups such as the women's group, savings group, prayer group and burial committee. Annah described her harvest last year as good, but hopes she can have an even better one with the support of One Acre Fund and the other farmers in her group.

Annah joined One Acre Fund in 2009, and is now enrolling in the Long Rains 2014 season as a group leader. Annah joined One Acre Fund so that she could get new farming methods, get fertilizer and hybrid seeds and earn enough to feed family. Because she likes being a leader and an active community member, Annah wants to help more farmers and spread the story about One Acre Fund farmers/ Annah has gotten more involved with One Acre Fund as a group leader and Kiva representative. Working with One Acre Fund has improved Annah's life because she has more profits from harvest, has more farm training, has more farm group support, and was able to save money and feed the family. In the future, Annah hopes that her profits from 2014 can be used to send her children to school, repair the home, save for the future and buy a cow.

Annah and her group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests.
One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Annah, Justus, John, Damascus, Peter, Joe

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Loan details