A loan of $3,250 helped a member to gain access to cost efficient hybrid seeds for maize, millet and sorghum.

David's Group's story

This group consists of four group leader farmers in Chwele District, with David selected as the Kiva representative. David has volunteered to be the Kiva group representative and is on the right of the photo with his hand raised. Farming inputs will be delivered to him and the 52 other individual farmers represented by this group. The credit consists of the necessary materials to plant one-quarter acre of maize and one-quarter acre of millet or sorghum. The individual farmers are not pictured here but will be receiving an average loan of 5,349 KES each.

David is 50 years old and has been a farmer for 20 years. David works as a farmer to provide for his eight children. The community and other farmers know David as hardworking. Other than farming, he is also involved in his community in groups such as the men's group and burial committee. David describes his harvest last year as good, but hopes he can have an even better one with the support of One Acre Fund and the other farmers in his group.

The 2014 Long Rains season won’t be David’s first season with One Acre Fund. He first joined One Acre Fund in 2011 and has continued working with One Acre Fund in order to get fertilizer and hybrid seeds, earn enough to feed his family and send his children to school. As an active member in his community, David also chose to be a group leader and Kiva representative because he wants to help more farmers. David plans on using future profits from the harvest to send his children to school. His life has improved by working with One Acre Fund because he has more farm group support, and is able to save money and feed the family.

David and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings on to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: David, Mary, Linus, Ferdnant

Loan details

Lenders and lending teams

Loan details