A loan of $5,100 helped a member to gain access to cost efficient hybrid seeds of maize, millet, and sorghum.

Ben's Group's story

Ben is a member of this group in the Chwele District. He is pictured here in a group of 7 One Acre Fund farmers who are group leaders. (The field officer is also included in the photo and is standing on the left of the photo.) The group leaders represent a total of 82 individual One Acre Fund farmers who are not pictured here. Ben has been selected to act as the Kiva group representative and is standing on the right with his hand raised. He and the other farmers represented in this group are each receiving ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average farming input loan of 5,349 shillings for maize, millet and sorghum cultivation.

Ben is 80 years old and has been a farmer for 60 years. He works as a farmer to provide for his 9 children. The community and other farmers know Ben as friendly and reliable. Other than farming, he is also involved in his community in groups such as the men's group and the prayer group. Ben described his harvest last year as good, but hopes he can have an even better one with the support of One Acre Fund and the other farmers in his group.

Ben first enrolled with One Acre Fund in 2012 and is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. He joined One Acre Fund in order to get the best seed prices, to get fertilizer and hybrid seeds, and to send his children to school. He also volunteered to be a group leader and Kiva representative because he likes being a leader. Ben plans to use the money that he earns from his next harvest to send his children to school. He notes that working with One Acre Fund has led to many benefits for One Acre Fund farmers. Ben’s own life was improved because he has more profits from his harvest and has more farm group support.

Ben and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings on to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

In this group: Ben, Diphas, David, Moses, Florence, James, Judith

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