A loan of $2,875 helped a member to purchase hybrid seed and fertilizer for the cultivation of maize, millet, and sorghum.

James' Group's story

James is a member of this group in Busia District. He is pictured here in a group of 4 One Acre Fund group leader farmers. The group leaders represent a total of 46 individual One Acre Fund farmers who are not pictured here. James has been selected to act as the Kiva group representative and is standing on the left with his hand raised. He and the other farmers represented in this group are each receiving ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 shillings for maize, millet and sorghum cultivation.

James is a reliable member of the community. He is married with 6 children. James is 40 years old and has been working as a farmer for the last 18 years to support his family. In addition to this, James is very active in his community and is involved in the men's group, prayer group and burial committee. He described his harvest last year as not being with One Acre Fund. He hopes as a One Acre Fund farmer he is able to join the ranks of One Acre Fund farmers that have doubled their harvest in their first year of the program!

The 2014 Long Rains season will be James’s first season with One Acre Fund. He joined this year in order to get new farming methods, get the best seed prices and send children to school. As an active member in his community, James also volunteered his time to be a group leader and Kiva representative because he likes being a leader, and as an active community member, he wants to help more farmers and spread the story about One Acre Fund farmers. James plans on using future profits from the harvest to repair the home, save for the future and buy a cow. He believes that his life will improve by working with One Acre Fund.

James and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests.
One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

In this group: James, Monica, Michael, Joseph

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Loan details