A loan of $4,725 helped a member to purchase hybrid seeds and fertilizer for the cultivation of maize, millet, and sorghum.

Bernard's Group's story

Bernard is a member of this group in the Busia District. He is pictured here in a group of nine One Acre Fund group leader farmers. The group leaders represent a total of 76 individual One Acre Fund farmers who are not pictured here. Bernard has been selected to act as the Kiva group representative and is standing on the right with his hand raised. He and the other farmers represented in this group are each receiving ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 shillings for maize, millet, and sorghum cultivation.

Bernard is married and has two children. He is 23 years old and is known as friendly, hardworking, reliable, and trustworthy. He is active in his community in groups such as the savings group, prayer group, and burial committee. Bernard has been a farmer for five years. Bernard believes he can have a better harvest this year by working with One Acre Fund.

Bernard joined One Acre Fund in order to get new farming methods, to get fertilizer and hybrid seeds, and to earn enough to feed his family. He also volunteered to be a group leader and Kiva representative because he is an active community member who wants to help more farmers. Bernard plans to use the money that he earns from his next harvest to send his children to school.

Bernard and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits, and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Bernard, Flora, Henry, Judith, Ruth, Moses, Emelda, Jacinda, Aggrey

Loan details

Lenders and lending teams

Loan details