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Sam is 26 years old. She lives in a village, across the Mekong and 20 kilometers from Phnom Penh City. Her elderly mother is living with her. She has just one young daughter.

Sam is a construction worker, while her husband is a mason. Sam does not have a proper house to live in. There is only a shelter with a bed inside (as shown in the photo).

Living with this difficult condition, Sam decided to apply for a loan to make her living conditions become better. She will use the money from the loan to make a proper house to live in.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 108
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sam to build a proper house to live in.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 30, 2014
Feb 10, 2014
Currency Exchange Loss:
Sep 17, 2015