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Nazareth Group (B)
In this Group: Nenghat, Kimneichong, Raj Kumari, Ange, Hoichin, Lamkhonei, Chandramaya, Vahneo, Meena, Kimboi
“My happiness is immense” says 43-year-old Hoichin. She lives with her two kids, a boy and a girl. Her husband passed away a couple of years ago and life seemed to face an end for her. She and her son are pictured with their hand raised and she is featured as the profile member for the group. The group is composed of 10 women members who are tirelessly making an effort to support their kids' educations. They call themselves Nazareth (B) Group.

Hoichin is a weaver and she is also engaged in all possible income-generating activities. Sand sieving, farming, and vegetable selling are also her activities to make an income and support the family. With the help of the Kiva education loan, she will pay for her son's admission fees, textbooks, stationery, and other annual expenses for the year. She says that educating her kids is her main focus and will work very hard to repay the loan on time. The rest of the group members will also pay for their kids' education expenses and they all are grateful towards Kiva and thanks Kiva very much.

Additional Information

More information about this loan

This loan is part of WSDS's education program, designed to finance school expenses such as tution, books, stationary, transportation and fees for students from poor and low income families. Funds can be used for partial or complete payment of school expenses. By supporting this loan, you're enabling access to education for students with limited options.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 95
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 62.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Nazareth Group (B)'s $1,775 loan helped a member to pay for admission fees, textbooks, stationery, and other expenses for the year.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Feb 6, 2014
Feb 10, 2014
Currency Exchange Loss: