Pacamache 1 Group
She is engaged in the production and sale of bananas, which she carries out in the community where she lives. She learned this occupation from her parents, who had been engaged in it for many years. This work generates the income that she needs to support her family, and she comments that she likes this occupation because it is honest, and it helps her to feel useful to her community. She has more than 24 years’ experience in this occupation.
She decided to organize a group with her friends, with the goal of helping each other and thus improving their living standards. She will use the loan for the purchase of supplies such as fertilizer, and for the payment of workers, in order to maintain the banana plants.
Dora dreams of increasing the area of her banana fields, and thus increasing her income, in order to provide her children with an academic preparation, and prepare them for the future.
Ella se dedica a la producción y venta de banano, lo cual lo realiza en la comunidad donde vive; esta actividad la aprendió de sus padres, quienes se dedicaban a lo mismo desde muchos años atrás. Esta labor le genera a ella los ingresos necesarios para su sostenimiento familiar. Ella comenta que le gusta esta actividad porque es honesta y la ayuda a sentirse útil a su comunidad. Tiene más de 24 años de experiencia en esta actividad.
Ella decidió organizar un grupo con el objetivo de ayudarse mutuamente con su compañeras y asi mejorar sus niveles de vida. Utilizará el préstamo para la compra de insumos (fertilizante y pago de mano de obra) para mantenimiento de las plantaciones de banano.
Dora sueña con incrementar la extensión de sus plantaciones de banano y asi incrementar sus ingresos para darle la preparación académica a sus hijos y prepararlos para el futuro.
More information about this loan
About ADICLAADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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