A loan of $250 helped to purchase a cow to start a milk supply business.


Jayanti's story

Jayanti is from the small village of Baroghoria in Dhupguri in the district of Jalpaiguri. She is only 27 years old, illiterate and can only sign her name. She lives with her husband Mohon and three children (one son and two daughters) in their own kachha house (mud, bamboo and straw made). Her husband is 38 years old, uneducated and a farmer by profession. Two of their children are going to school and read in grade 9 and grade 10. The third one is below the school-going age.

Jayanti's husband is in agriculture, which he learned from his parents. He is extensively engaged in cultivating potatoes and beans. He works there all day long and sells his produce in the local market. By doing this agribusiness, he somehow manages his household expenses. As it is not possible for him to maintain all the costs, Jayanti does animal husbandry in order to help her husband. She has one cow and two goats. She wants to expand the business in order to generate more profit to give the family more financial sustenance.

Jayanti applied for a loan from BJS (Kiva's partner) to purchase a milk cow. She is a very hardworking woman. She plans to sell more milk at a good price. She will also increase her daily income with the help of the milk cow, which will help her to educate her children properly and give a decent lifestyle to her family.

She hopes in the future to purchase more cows with the profit generated from her business.

She gives her thanks to BJS and Kiva.



Loan details


Lenders and lending teams



Loan details