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Ketty is a married woman who hails from a rural area in Kabingo, Isingiro District. She is aged 38 and has three children. She lost both her parents when she was 16 years old, and she was staying with her grandmother until she got married at the age of 20 years.

She got married to a man who also had a humble background, and because of such harsh conditions, they were forced to start up a small business dealing in general merchandise. It has grown with the support of loans from Ugafode, and they are now requesting 2,000,000 Uganda shillings to finish their house so that their children can be accommodated decently. They also hope this will improve their status in the community in which they are living, since the current one has really been such a reproach to them.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 121
    View loans »
    Uganda Loans Fundraising
  • $33,819,275
    Funds lent in using Kiva
  • 2,465.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ketty to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2014
Feb 12, 2014
Currency Exchange Loss:
Apr 16, 2014