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Banco Mujer Mujeres De Excelencia Group
In this Group: Isabel, Mariana, Sonia, Maria, Maria
Mariana is one of the members of the "Mujeres de Excelencia" communal bank. She is 31 and a young daughter goes to primary school. She is a woman on her own, as less than a year ago, her companion, the father of her daughter, died in a tragic accident. Despite the fact she is going through difficult times, it doesn't prevent her from working and continuing to strive so that she and her daughter can get ahead in life. And now they are on their own, and without the income that her companion brought in.

Mariana is an example of striving and positive thinking and is devoted to the parcel of land where she carries out the raising and fattening of the milk cattle and the fattening of the pigs. In addition, she has some vegetables planted in the 4 hectares of land that she has.

She is going to use this loan to purchase calves and a pig, this being the fifth loan request that she is making. The earlier ones were a great help to her, as she managed to convert her property into a very productive farm, which is now the only source of income to cover all the expenses for her and her daughter.

Mariana wishes to continue working on her farm and making it more productive so that she can have economic stability. She also wants her daughter to continue going to school. She has many dreams, but at the moment, those are her priorities.

Along with Mariana, the group is made up of four other members, who are going to invest in agricultural activities.
View original language description ↓
Mariana es una de las integrantes de Banco Mujer Mujeres de Excelencia, tiene 31 años, una hija menor de edad estudiante de primaria, ella es una mujer sola, ya que hace menos de un año murió su compañero y padre de su hija, en un trágico accidente. Pese a que esta atravesando momentos tan difíciles, no le impide trabajar y seguir luchando para salir adelante con su hija, que ahora están solas, y sin el ingreso económico que aportaba su compañero. Mariana como un ejemplo de lucha y positivismo está dedicada y su parcela donde desarrolla la cría y engorde de ganado lechero, cerdos de engorde, además de tener algunas hortalizas sembradas en las 4 hectáreas de terreno con las que cuenta. Este financiamiento lo va a invertir en la compra de terneros y un cerdos, siendo la quinta solicitud de crédito que realiza, y los anteriores ha sido de gran ayuda para ella, ya que logró convertir su propiedad en una finca muy productiva y que ahora es la única fuente de ingresos para cubrir todo los gastos de ella y su hija. Mariana anhela continuar trabajando en su finca y hacerla más productiva, para tener estabilidad económica, además que su hija siga estudiando, sus sueños son muchos pero actualmente esas son sus prioridades.
Junto a Mariana integran el grupo 4 socias más que van a invertir en actividades agropecuarias.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,722,350
    Funds lent in using Kiva
  • 509.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Mujeres De Excelencia Group's $3,950 loan helped a member to buy calves and a pig, as well as feed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 17, 2014
Feb 10, 2014
Currency Exchange Loss:
Sep 24, 2015