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Joel, a Cuban-American, has been styling hair for over 28 years after graduating from a prestigious New York City beauty school. He met his wife Gina soon afterward. The two married and opened a salon together with one another partner. However, when the economic recession hit Miami, the two were forced to sell their part of the business.

Seeking a way to earn a living for themselves and their three young boys, Joel and Gina decided it was time to start a new business from scratch. Joel was happy to find that his clients not only are returning to seek his services, but have been bringing others as well. However, Joel and Gina have run into a problem. They don’t have enough capital to purchase improvements for the business. Joel is seeking a loan to purchase better equipment such as a hair dryer and shampoo bowl.

Help Joel and his family build their business and provide a better life for themselves!


About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Joel to purchase a hair dryer, shampoo bowl and other equipment.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 7, 2014
Feb 18, 2014
Currency Exchange Loss:
Aug 17, 2015