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Iris Beatriz
Iris is 25 years old and lives in her own home with her partner and their two children, aged 9 and 5 years old. Iris has a store which she established in a room in her own home with great effort and so that she and her partner could help elevate their home's economic situation.
Iris wants to do some home improvements which is why she has requested this loan from FUSAI. She will invest in the purchase of brick, cement, sand, and gravel to construct a floor and plaster their walls.
View original language description ↓
Iris tiene 25 años de edad y habita en casa propia junto a su compañero de de vida y sus dos hijos de de 9 años y 5 años de edad. Iris posee una tienda la cual con mucho esfuerzo ha logrado establecer en su hogar de habitación y de esta forma junto a su compañero de vida llevan la economía del hogar. Iris desea hacer algunas mejoras a su vivienda para lo cual solicita este crédito a FUSAI para invertir en la compra de ladrillo de piso, cemento, arena y grava dado que desea enladrillar el piso de la vivienda y repellar las paredes de la misma.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 490
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Iris Beatriz to purchase materials to construct a floor and plaster the walls of her house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 24, 2014
Currency Exchange Loss:
May 17, 2015