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Noyaa Group
In this Group: Georgina, Prince, Helina
The Noyaa group is composed of three members. On average, they are 34 years old and live in extended traditional families in the neighborhood of Teshie in the city of Accra.

They know one another through neighbors, friendship, and business. In order to reinforce their financial capacity and better run their business, they joined the microfinance institution ID-Ghana. They are now on their ninth loan cycle, and have properly repaid their eight previous loans. This group sells groceries, hair products and jewelry.

Georgina is the woman standing on the right in the photo. With her loan, she plans on buying more jewelry at the cost of GHS 3,800 and supplying it to customers. She operates this business from the house, which is increasing her customers’ confidence because she can be easily located.

They need a total amount of GHS 6,200.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Noyaa Group's $2,600 loan helped a member to buy more jewelry to supply to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 30, 2014
Feb 8, 2014
Currency Exchange Loss:
Aug 17, 2014