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Lamheng, 41, lives with her family members in a rural village of Kang Meas district of Kampong Cham province and she has three children, two of whom are dependent and still in school. She and her husband have been farming rice and growing cassava as primary sources of the family’s income. The current business earns her about US$4 per day and she can save about US$2 each day for future needs.

Lamheng is a first-cycle client with KIVA's partner, VisionFund. Now she is asking for an educational loan to pay the tuition fees for her daughter to study Finance and Banking. She hopes to keep her children in school.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Lamheng to pay the tuition fee for her daughter.
0% repaid
Repayment Term
86 months (Additional Information)
Repayment Schedule
Jan 15, 2014
Feb 7, 2014
Currency Exchange Loss: