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This is Firuza. She is 28 years old and lives with her mother in the Shahrituz region of Tajikistan. She is married but her husband is currently working abroad. Firuza is not currently working, but she has an enormous desire to become independent and to be able to provide for herself and her future children. She is planning to launch a small business and start selling shoes. She is responsible and focused. She plans to buy some merchandise at a market in Dushanbe and resell her goods at a local market. However, she doesn't have enough money to buy her first batch of merchandise. She believes that there are many kind people in the world who will help her to start her own business.
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Ее зовут Фируза. Ей 28 лет. Она живет с мамой на районе Шахритус. Фируза замужем, но ее муж находиться за приделами Республики на заработках. Фируза нигде не работает. Но у нее огромное желание стать самостоятельной и обеспечить себя и своих будущих детей.
Фируза планирует начать маленький бизнес по продаже обуви. Она ответственная и целеустремленная. Фируза планирует приобрести товар из рынка города Душанбе и перепродать на рынке родного района. Чтобы купить первый товар у нее не хватает денег. Она верит, что мир не без добрых людей и ей помогут начать бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 265
    View loans »
    Tajikistan Loans Fundraising
  • $31,833,650
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Firuza to launch a new business and start selling shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2014
Feb 12, 2014
Currency Exchange Loss:
May 17, 2014