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Rocio is 35 years old, married, and lives with her husband, daughter, and a grandson. She will use the money from this loan to buy clothing in quantity and wants to increase her inventory of merchandise. This will allow her to generate more income for the family. She doesn’t have the necessary capital for this, so she is asking for this loan. This will be her first loan through FUDECOSUR. She has not had other loans through state banks, but FUDECOSUR has provided her a loan with greater ease and at a much lower interest rate.
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Roció tiene 35 años de edad, esta casada y vive con el esposo y una hija y un nieto actualmente. Ella con el crédito pretende comprar ropa al por mayor. Ella piensa aumentar su inventario de mercadería y así poder generar más ganancias para contribuir con su familia, ella no cuenta con el capital necesario para dicha compra, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja…

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 509.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rocio to buy clothing.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Feb 9, 2014
Currency Exchange Loss:
Dec 17, 2015