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Seren, aged 33 years old, is a resident from the Prasat Bakong district in Siem Reap province. She is married and has three unmarried children who are living with her and her husband. Her family relies on income from her farming business and her husband’s construction work. She learned to cultivate rice from her parents and has been doing this for more than 15 years. Giving all of her effort to the business allows her to provide enough food for her children and send them to be educated at school.

In order to help her further develop her farming business, Seren is requesting a loan to buy a plowing machine for maintenance of the rice field. With this loan, she will be able to improve the productivity of her farm, thus increasing her yield and income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 3,991.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Seren to buy a plowing machine for maintenance of the rice field.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 8, 2014
Feb 19, 2014
Currency Exchange Loss:
Aug 17, 2015