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Jumakan is 67 and married with five children. All of her children are married and live on their own with their families, except for her youngest son, who still lives with his parents and helps around the house. Jumakan has a high school education and spent 27 years working on a collective farm after finishing school. She is currently retired, but doesn't sit around doing nothing - she works in agriculture and animal husbandry as the primary source of income for her family, a business she began 22 years ago with the purchase of livestock for 5,000 KGS. Thanks to her hard work, she now has one milking cow, three horses and 20 sheep as well as 0.96 hectares of land on which she mainly grows beans and hay, with a monthly income of 10,500 KGS. With the goal of further developing her business, Jumakan has turned to bank Bai Tushum and Partners for a loan to purchase sheep to increase her head count of livestock. She plans to invest profits from the loan into further augmentation of the size of her herd, and to save toward buying property for her middle son to build a house on.
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Жумакан 67 лет, замужем, вместе с супругом воспитали 5 детей. Все дети женаты, проживают отдельно вместе со своими семьями, самый младший сын проживает с родителями и помогает по хозяйству. У Жумакан - среднее образование, после окончания школы она проработала в колхозе дояркой на протяжении 27 лет. На данный момент она пенсионерка, но не сидит сложа руки и в качестве основного дохода для своей семьи Жумакан занимается животноводством и полеводством, стартовав 22 года назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Жумакан, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 3 лошади, 20 овец, также имеет земельный надел мерою 0,96 ГА, где в основном выращивают фасоль и многолетнюю траву для реализации. Ежемесячный доход составляет 10,500 сом (KGS). В целях дальнейшего развития своего хозяйства, Жумакан обратилась в Банк «Бай –Тушум» за кредитом - на покупку овец для увеличения поголовья скота. Доходы от кредита Жумакан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку земельного участка для строительства дома для среднего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 54
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 50.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Jumakan to buy sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Feb 12, 2014
Currency Exchange Loss:
Aug 17, 2015