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Asel is 28 years old and married. She and her husband are bringing up two children. Asel has received secondary education. As a main source of income for her family, Asel raises livestock and grows produce, having launched this business 10 years ago by buying livestock for 5,000 KGS. Thanks to Asel's hard work, her farm now includes two dairy cows and one horse. She also has a small land plot, 0.53 ha [1.3 acres] in size, where she mainly grows wheat, barley and potatoes. Her monthly income is 11,000 KGS. In order to develop her farm further, Asel has applied to the Bai Tushum microfinance institution for a loan to increase her livestock headcount by buying bull calves. Asel plans to use her resulting revenues for an additional increase of livestock. She also plans to save up to buy a car for her family.
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Асел 28лет, замужем, вместе с супругом воспитывают 2 детей. У Асел - среднее образование, в качестве основного дохода для своей семьи Асел занимается животноводством и полеводством, стартовав 10 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Асел, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь, также имеет небольшой земельный надел мерою 0,53 ГА, на котором в основном сеет пшеницу и ячмень, сажает картофель. Ежемесячный доход составляет 11,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Асел обратилась в Банк «Бай –Тушум» за кредитом - на покупку бычков для увеличения поголовья скота. Доходы от кредита Асел планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку семейной автомашины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 50.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Asel to buy steers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Feb 11, 2014
Currency Exchange Loss:
Mar 19, 2015