A loan of $1,075 helped to buy clothing, shoes and Yanbal products.

Cruz María's story

The María Del Carmen communal bank meets every fifteen days in the Montecristi Canton where the famous straw hats come from. It’s a city with a cold climate and many natural tourist attractions.

This is the place where Cruz, 38, lives. She is married and has two children aged 14 and 9 years attending school, the eldest in secondary school and the youngest in elementary school. Her husband is a driver.

Cruz is a very good housewife who sells clothes, shoes and Yanbal products, which she sells door to door throughout the city. She leaves a credit and charges every 8 days. She has been in this business for more than 15 years and it has helped her to get ahead.

She is getting another loan because the previous loan improved her business and her profits have helped her to buy clothes and shoes for her children and to pay for the costs of both of their schools.

This loan is to buy clothes, shoes and Yanbal products. She has been in the communal bank 14 years and likes it because of the help the loans provide. Her dream is to have a big store.

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Translated from Spanish by Kiva volunteer Joelle Kuiper

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