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Harlan Jose

Update on Harlan Jose

Harlan is always making plans for the future to achieve stability for his family. Currently he works for a private company, and his wife sells clothes to help her husband with the economy of the household. Harlan is requesting a loan to purchase blocks, iron, cement, and zinc, in order to make improvements and to change the roof of his home. Harlan is very grateful, and he is happy with Kiva and AFODENIC because of their confidence in him.
View original language description ↓
El señor Harlan, siempre haciendo planes a futuro para obtener una estabilidad con su familia, actualmente labora para una empresa privada, su esposa comercializa ropa para ayudar a su esposo en la economia del hogar, el solicita credito para la compra de bloques, hierro, cemento,zinc para relizar mejorar y cambiar el techo de la vivienda, muy agradecido el señor harlan nos muestra su alegria con Kiva y Afodenic por la confianza en el.

Previous Loan Details

Harlan lives in the municipality of Ticuantepe, along with his wife and child. Their plans for the future are to finish building their house because they want to improve their living conditions. He is a merchant selling clothing and shoes, and so is his wife. They share the household expenses. Hi... More from Harlan Jose's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 49
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Harlan Jose purchase construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 31, 2014
Feb 8, 2014
Currency Exchange Loss:
Dec 17, 2014