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Gloria Rosaura
Gloria is 52 years old and is married. She lives with her husband in the San Miguel canton in the Los Ríos province. Her loan group, called San José de las Orquídeas, is located in San Pablo in the San Miguel canton, where residents make a living from agricultural work and livestock.

Gloria has made a living from agriculture by growing corn and raising hens for a few years. She buys her products in San Pablo and sells them in the market there as well. She is asking for the loan to buy fertilizer to plant corn and for a balanced diet for the animals.

Her dream is to improve in her business. She likes to work a lot and to walk.
View original language description ↓
Gloria tiene 52 años de edad, estado civil casado vive con su esposo en el Cantón San Miguel provincia de los Ríos.
La ventanilla se llama San José de las Orquídeas, se encuentra ubicada en San Pablo, pertenece al cantón San Miguel se dedica a labores agrícolas y pecuarias.

Gloria se dedica a la agricultura a la siembra de maíz y cría gallinas desde hace algunos años. Compra sus productos en San Pablo y las vende en el mercado del mismo lugar.
El crédito solicito para la compra de abonos para la siembra del maíz y para el balanceado para los animales.

Su sueño es mejorar en los negocios.
Le gusta trabajar mucho y caminar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gloria Rosaura to buy supplies to plant corn.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2014
Feb 7, 2014
Currency Exchange Loss:
Mar 21, 2015